Galderma Announces First Patient Enrollment in Study to Assess Nemolizumab in Adults With Chronic Pruritus of Unknown Origin

 ZUG, Switzerland - Thursday, 11. December 2025 AETOSWire 

Chronic Pruritus of Unknown Origin (CPUO) is characterized by a persistent, chronic itch with an unknown cause and is associated with very high burden of disease due to severe itch, sleep deprivation and mental distress1

Galderma’s phase II study builds on emerging research that reinforces the role of IL-31 – a neuroimmune cytokine that is involved in driving itch – in CPUO1

Nemolizumab is a monoclonal antibody that specifically targets the IL-31 receptor alpha, inhibiting the signaling of IL-312

It is approved by multiple regulatory authorities for the treatment of moderate-to-severe atopic dermatitis and prurigo nodularis – conditions in which IL-31 plays a key role in driving itch, inflammation, epidermal dysregulation, and, in prurigo nodularis, fibrosis2-6

 

(BUSINESS WIRE)--Galderma (SIX: GALD), the pure-play dermatology category leader, today announced the first patient enrollment for its phase II study investigating the efficacy and safety of nemolizumab in treating patients living with Chronic Pruritus of Unknown Origin (CPUO). The first patient of the trial – which is taking place in the United States – was enrolled at Dr. Vlada Groysman’s site in Birmingham, Alabama.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20251210261871/en/

CPUO is an underdiagnosed condition defined as itch lasting for more than six weeks without an identified cause.1 It is a common condition and prevalent in nearly 30% of the elderly in certain populations, but despite its debilitating impact – with effects on sleep, mental health, and overall quality of life – there are currently no approved treatments.1,7

Nemolizumab is a monoclonal antibody that specifically targets the IL-31 receptor alpha, inhibiting the signaling of IL-31, a neuroimmune cytokine that plays a key role in CPUO by driving itch, its main symptom.1-4 This randomized, double-blind, placebo-controlled phase II study will determine the therapeutic potential of nemolizumab in adults with CPUO, to support progression to late-stage development.8

 

“We’re excited to launch this study exploring nemolizumab’s potential in patients with CPUO, many of whom have struggled for years without effective treatment options. Nemolizumab has shown outstanding efficacy in prurigo nodularis – a condition that shares important clinical and mechanistic features with CPUO – through its targeted inhibition of IL-31 signaling. With recent research further reinforcing IL-31 as a key driver of itch in CPUO, we’re hopeful that nemolizumab could offer meaningful relief to patients with this condition.”

DOCTOR SHAWN KWATRA, M.D.

LEAD INVESTIGATOR, CHRONIC PRURITUS OF UNKNOWN ORIGIN PHASE II STUDY

 

New data provides a better understanding of the key drivers of CPUO, underscoring the role of IL-31

Galderma’s study builds on a recent investigation into the causes of inflammation in CPUO, which uncovered critical insights into its complex inflammatory profile. The research – presented at the Society of Investigative Dermatology annual meeting in San Diego in May 2025 – found a significant increase in IL-31-producing CD4+ T cells in CPUO patients, reinforcing IL-31 as a key driver of the disease.9 These results open the door to targeted therapies that address the root causes of CPUO, a disease with significant unmet needs that currently has no approved treatment options.1,9

 

“The first patient enrollment in this study marks an important milestone in our commitment to advancing dermatology for every skin story – especially in areas of high unmet need. CPUO is a deeply distressing condition for patients, and the absence of approved treatments has left many without options. With nemolizumab’s targeted mechanism of action and promising results in related conditions, we’re hopeful this study will pave the way for a new therapeutic approach for those living with CPUO.”

BALDO SCASSELLATI SFORZOLINI, M.D., PH.D.

GLOBAL HEAD OF R&D

GALDERMA

 

More information about the study is available on the clinicaltrials.gov website.

About nemolizumab

Nemolizumab was approved in August 2024 by the United States Food and Drug Administration (U.S. FDA) for the treatment of adults with prurigo nodularis.3 In December 2024, it was also approved by the U.S. FDA for the treatment of patients 12 years and older with moderate-to-severe atopic dermatitis, in combination with topical corticosteroids and/or calcineurin inhibitors when the disease is not adequately controlled with topical prescription therapies.3 To date, nemolizumab is approved for both moderate-to-severe atopic dermatitis and prurigo nodularis by multiple regulatory authorities around the world, including in the European Union, Australia, Singapore, Switzerland and the United Kingdom. Additional regulatory submissions and reviews are ongoing.

Nemolizumab was initially developed by Chugai Pharmaceutical Co., Ltd. In 2016, Galderma obtained exclusive rights to the development and marketing of nemolizumab worldwide, except in Japan. In Japan, nemolizumab is marketed as Mitchga® and is approved for the treatment of prurigo nodularis, as well as pruritus associated with atopic dermatitis in pediatric, adolescent, and adult patients.10,11

About Galderma

Galderma (SIX: GALD) is the pure-play dermatology category leader, present in approximately 90 countries. We deliver an innovative, science-based portfolio of premium flagship brands and services that span the full spectrum of the fast-growing dermatology market through Injectable Aesthetics, Dermatological Skincare and Therapeutic Dermatology. Since our foundation in 1981, we have dedicated our focus and passion to the human body’s largest organ – the skin – meeting individual consumer and patient needs with superior outcomes in partnership with healthcare professionals. Because we understand that the skin we are in shapes our lives, we are advancing dermatology for every skin story. For more information: www.galderma.com.

References

Teresa J, et al. Therapeutics in chronic pruritus of unknown origin. Itch. 2023;8(1): pe64. doi: 10.1097/itx.0000000000000064

Silverberg JI, et al. Phase 2B randomized study of nemolizumab in adults with moderate-to-severe atopic dermatitis and severe pruritus. J Allergy Clin Immunol. 2020;145(1): 173-182. doi: 10.1016/j.jaci.2019.08.013

Nemluvio® U.S. Prescribing Information. Available online. Accessed October 2025

Nemluvio® European Medicines Agency. Summary of Product Characteristics. Available online. Accessed October 2025

Bewley A, et al. Prurigo Nodularis: A Review of IL-31RA Blockade and Other Potential Treatments. Dermatol Ther (Heidelb). 2022;12(9):2039–2048. doi: 10.1007/s13555- 022-00782-2

Kwatra SG, Misery L, Clibborn C, Steinhoff M. Molecular and cellular mechanisms of itch and pain in atopic dermatitis and implications for novel therapeutics. Clin Transl Immunology. 2022;11(5):e1390. doi: 10.1002/cti2.1390

Andrade E, et al. Interventions for chronic pruritus of unknown origin. CDSR. 2020;1(1): CD013128. doi: 10.1002/14651858.CD013128.pub2

ClinicalTrials.Gov. Proof of Concept Study to Assess the Pharmacokinetics/​Pharmacodynamics of Nemolizumab in Adults With Chronic Pruritus of Unknown Origin (CPUO) (CPUO). Available online. Last accessed October 2025

Gage G, et al. Peripheral blood high-dimension flow cytometry of chronic pruritus of unknown origin reveals il-31 and oncostatin m+ producing circulating blood CD4+ T cells. Abstract 0966. Society for Investigative Dermatology (SID) 2025 Meeting Abstract Supplement. J Invest Dermatol Volume 145 Issue 8 SupplementS1-S266

Chugai Pharmaceutical Co., Ltd. Maruho Obtained Regulatory Approval for Mitchga, the first Antibody Targeting IL-31 for Itching Associated with Atopic Dermatitis. Available online. Accessed October 2025

Chugai Pharmaceutical Co., Ltd. Mitchga Approved for Itching in Pediatric Atopic Dermatitis and Prurigo Nodularis, for its Subcutaneous Injection 30mg Vials. Available online. Accessed October 2025 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251210261871/en/

Permalink

https://www.aetoswire.com/en/news/1112202551635

Contacts

For further information:

Christian Marcoux, M.Sc.

Chief Communications Officer

christian.marcoux@galderma.com

+41 76 315 26 50

Emil Ivanov

Head of Strategy, Investor Relations, and ESG

emil.ivanov@galderma.com

+41 21 642 78 12

Richard Harbinson

Corporate Communications Director

richard.harbinson@galderma.com

+41 76 210 60 62

Jessica Cohen

Investor Relations and Strategy Director

jessica.cohen@galderma.com

+41 21 642 76 43

Céline Buguet

Franchises and R&D Communications Director

celine.buguet@galderma.com

+41 76 249 90 87

AB InBev and International Cricket Council Announce Landmark Global Partnership

 BRUSSELS - 

World’s Leading Brewer becomes the Official Beer Partner of the ICC

(BUSINESS WIRE) -- The International Cricket Council (ICC) announced AB InBev (Euronext: ABI) (NYSE: BUD) (MEXBOL: ANB) (JSE: ANH), the world’s leading brewer, will become the Official Beer Partner for all major ICC tournaments starting in 2026. The partnership will be led by Budweiser 0.0, Budweiser’s no-alcohol beer in India, with other ABI mega brands activating in Europe and Africa.

From attending a match live in-stadium to watching one at a bar or pub with friends, with a lower alcohol-by-volume (ABV) and no-alcohol options like Budweiser 0.0, beer is the natural choice to enjoy responsibly. Through this partnership with the ICC, AB InBev will create more moments of cheers, choice and celebration for cricket fans of legal drinking age all over the world.

ICC CEO, Sanjog Gupta said: "Cricket is one of the world’s most loved sports with more than two billion fans and ICC events are its largest platforms for passion, while AB InBev has been at the forefront of creating experiential activations to grow and deepen fandom. This partnership is a natural alliance between organizations striving to elevate moments, create memories and deliver experiences via innovation in avenues for fan engagement. We welcome AB InBev to the ICC’s august list of commercial partners and look forward to co-delivering multi-modal event experiences across our tournaments and amplifying excitement for the sport around the world."

Global Chief Marketing Officer of AB InBev, Marcel Marcondes said: “Cricket is one of the world’s most popular and fastest-growing sports, and we are excited to connect with fans on this mega platform. Beer is the beverage for socialization and moderation, and our partnership with the ICC provides another occasion for our brands to create unforgettable experiences for consumers everywhere.”

The partnership includes all major ICC men’s and women’s events through 2027 including the ICC Men’s T20 World Cup 2026 in India & Sri Lanka, the ICC Women’s T20 World Cup 2026 in the UK, the inaugural ICC Women’s Champions Trophy 2027 in Sri Lanka, the ICC World Test Championship Final 2027 in England and the ICC Men's Cricket World Cup 2027 in South Africa, Zimbabwe and Namibia.

About ICC

The ICC is cricket’s global governing body, representing 110 members worldwide. It oversees major tournaments such as the Men’s and Women’s Cricket and T20 World Cups, enforces the Code of Conduct on professional standards and playing conditions (with the MCC responsible for the Laws of Cricket), appoints match officials for all international formats, and combats corruption through its Anti-Corruption Unit. Its Development department also works with Associate Members to strengthen cricket systems, raise standards, and grow the game globally.

About AB InBev

Anheuser-Busch InBev (AB InBev) is a publicly traded company (Euronext: ABI) based in Leuven, Belgium, with secondary listings on the Mexico (MEXBOL: ANB) and South Africa (JSE: ANH) stock exchanges and with American Depositary Receipts on the New York Stock Exchange (NYSE: BUD). As a company, we dream big to create a future with more cheers. We are always looking to serve up new ways to meet life’s moments, move our industry forward and make a meaningful impact in the world. We are committed to building great brands that stand the test of time and to brewing the best beers using the finest ingredients. Our diverse portfolio of well over 500 beer brands includes global brands Budweiser®, Corona®, Stella Artois® and Michelob Ultra®; multi-country brands Beck’s®, Hoegaarden® and Leffe®; and local champions such as Aguila®, Antarctica®, Bud Light®, Brahma®, Cass®, Castle®, Castle Lite®, Cristal®, Harbin®, Jupiler®, Modelo Especial®, Quilmes®, Victoria®, Sedrin®, and Skol®. Our brewing heritage dates back more than 600 years, spanning continents and generations. From our European roots at the Den Hoorn brewery in Leuven, Belgium. To the pioneering spirit of the Anheuser & Co brewery in St. Louis, US. To the creation of the Castle Brewery in South Africa during the Johannesburg gold rush. To Bohemia, the first brewery in Brazil. Geographically diversified with a balanced exposure to developed and developing markets, we leverage the collective strengths of approximately 144 000 colleagues based in nearly 50 countries worldwide. For 2024, AB InBev’s reported revenue was 59.8 billion USD (excluding JVs and associates).

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251211250826/en/

Permalink

https://www.aetoswire.com/en/news/1112202551650

Contacts

Media:

ICC Media Communications | media@icc-cricket.com

AB InBev Media Relations | media.relations@ab-inbev.com

Perma-Pipe International Holdings, Inc. Announces Third Quarter 2025 Financial Results

 Net sales of $61.1 million for the quarter and $155.8 million year-to-date.

Income before income taxes of $10.9 million for the quarter and $21.1 million year-to-date.

Diluted earnings per share of $0.77 for the quarter and $1.49 year-to-date.

Backlog of $148.9 million at October 31, 2025, up from $138.1 million at January 31, 2025.

 

(BUSINESS WIRE) -- Perma-Pipe International Holdings, Inc. (NASDAQ: PPIH) announced today financial results for the third quarter ended October 31, 2025.

“For the three months ended October 31, 2025, net sales were $61.1 million, an increase of $19.5 million, or 46.9%, compared to $41.6 million in the same quarter of the prior year. Growth was driven by higher sales volumes in both the Middle East and North America. Gross profit was $21.0 million, up $6.9 million from $14.1 million last year, reflecting higher activity levels. Selling, general and administrative expenses increased to $8.3 million from $7.3 million, primarily due to higher payroll and professional fees, including approximately $0.5 million relating to Sarbanes-Oxley 404 compliance in connection with our transition from a small reporting company to an accelerated filer. The Company’s effective tax rate (“ETR”) was 27%, compared to 32% in the prior-year quarter, reflecting the impact of product mix in various tax jurisdictions. As a result, net income attributable to common stock was $6.3 million, an increase of $3.8 million, or 152.0%, compared to $2.5 million in the third quarter of fiscal 2024,” noted President and CEO Saleh Sagr.

“For the nine months ended October 31, 2025, net sales were $155.8 million, an increase of $42.4 million, or 37.4%, compared to $113.4 million in the prior-year period. The increase was primarily attributable to higher sales volumes in both the Middle East and North America. Gross profit was $52.2 million, compared to $38.1 million in the prior year period, reflecting increased activity levels during the current year. General and administrative expenses were $26.1 million, up from $19.5 million, due to higher payroll and professional fees, including approximately $1.0 million relating to Sarbanes-Oxley 404 compliance in connection with our transition from a small reporting company to an accelerated filer. This also includes a one-time compensation charge of approximately $2.0 million related to the departure of the previous CEO. The Company’s effective tax rate was 29%, compared to 28% in the prior-year period. The increase in the Company's tax rate was impacted due to product mix in various tax jurisdictions and as a result of a tax limitation relating to the one-time charge in connection with the previous CEO's departure. Net income attributable to common stock increased to $12.1 million, an increase of $4.9 million, or 68.1%, compared to $7.2 million in the same period of fiscal 2024,” Mr. Sagr commented.

President and CEO Saleh Sagr added: “As of October 31, 2025, our backlog totaled $148.9 million, representing an increase of $10.8 million, or 7.8%, compared with the $138.1 million reported as of January 31, 2025. Our current backlog levels continue to demonstrate substantial growth; in particular, backlog at the end of the third fiscal quarter of 2025 reflects an increase of more than 30% over the backlog recorded at the end of the prior year’s third quarter. This expansion is evident across both North America and the MENA region, underscoring the sustained strength of demand for our solutions.”

“As of October 31, 2025, our year-to-date revenues approximate the revenues reported for the full-year fiscal 2024. Current year-to-date net income attributable to common stock was $12.1 million, an increase of $3.1 million, or 34.4%, compared to approximately $9.0 million in fiscal 2024. The fact that year-to-date net income has exceeded full-year fiscal 2024 results with one quarter remaining in fiscal 2025 reflects continued operational and financial improvement. In addition, net income attributable to common stock for the three and nine months ended October 31, 2025, represents the highest level of earnings since the Company's transition from MFRI to Perma-Pipe in 2017," Mr. Sagr continued.

“We have continued to experience solid financial performance, supported by sustained activity in our core markets and improved operating leverage. Our operations in the Middle East and North America delivered strong results, further evidencing the ongoing strengthening of our global platform. This performance is reflected in our quarterly and year-to-date results as well as in the growth of our backlog. These results also align with our strategic initiatives, including our investment in the new Qatar facility, which has secured more than $5.0 million in awards scheduled for execution during the remainder of the year. We remain focused on driving profitable growth and enhancing our competitive position within the markets we serve,” Mr. Sagr concluded.

Third Quarter Fiscal 2025 Results

Net sales were $61.1 million and $41.6 million in the three months ended October 31, 2025 and 2024, respectively. The increase of $19.5 million was a result of increased sales volumes in the Middle East and in North America.

Gross profit was $21.0 million and $14.1 million in the three months ended October 31, 2025 and 2024, respectively. The increase of $6.9 million was driven primarily by increased volume of activity in the quarter.

General and administrative expenses were $8.3 million and $7.3 million in the three months ended October 31, 2025 and 2024, respectively. The increase of $1.0 million was mainly due to higher payroll expenses and, to a lesser extent, professional fees in the quarter.

Selling expenses were $1.3 million and $1.2 million in the three months ended October 31, 2025 and 2024, respectively. The increase of $0.1 million was due to higher payroll expense in the quarter.

Net interest expense remained consistent and was $0.5 million in the three months ended October 31, 2025 and 2024, respectively.

The Company's ETR was 27% and 32% in the three months ended October 31, 2025 and 2024, respectively. The lower ETR for the three months ended October 31, 2025 is due to the mix of income and loss in various jurisdictions

Net income attributable to common stock was $6.3 million and $2.5 million in the three months ended October 31, 2025 and 2024, respectively. The increase of $3.8 million was mainly due to increased sales activity in the quarter, and better project execution.

Fiscal 2025 Year-to-Date Results

Net sales were $155.8 million and $113.4 million in the nine months ended October 31, 2025 and 2024, respectively. The increase of $42.4 million was a result of increased sales volumes in the Middle East and in North America.

Gross profit was $52.2 million and $38.1 million in the nine months ended October 31, 2025 and 2024, respectively. The increase of $14.1 million was driven primarily by increased volume of activity.

General and administrative expenses were $26.1 million and $19.5 million in the nine months ended October 31, 2025 and 2024, respectively. The increase of $6.6 million was due to higher payroll expenses and professional fees. This includes a one-time charge due to an acceleration of certain executive compensation expense as a result of a departure from the organization.

Selling expenses remained consistent and were $3.5 million and $3.8 million in the nine months ended October 31, 2025 and 2024, respectively. The decrease of $0.3 million was primarily attributable to lower payroll expenses.

Net interest expense was $1.3 million and $1.5 million in the nine months ended October 31, 2025 and 2024, respectively. The decrease of $0.2 million was the result of an overall reduction in interest rates during the current year.

The Company's ETR was 29% and 28% in the nine months ended October 31, 2025 and 2024, respectively. The change in the ETR is due to the mix of income and loss in various jurisdictions.

Net income attributable to common stock was $12.1 million and $7.2 million in the nine months ended October 31, 2025 and 2024, respectively. The increase of $4.9 million was mainly due to increased sales volumes and better project execution during the current year.

Perma-Pipe International Holdings, Inc.

Perma-Pipe International Holdings, Inc. (the “Company”) is a global leader in pre-insulated piping and leak detection systems for oil and gas gathering, district heating and cooling, and other applications. It uses its extensive engineering and fabrication expertise to develop piping solutions that solve complex challenges regarding the safe and efficient transportation of many types of liquids. In total, the Company has operations at fourteen locations in seven countries.

Forward-Looking Statements

Certain statements and other information contained in this press release that can be identified by the use of forward-looking terminology constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are subject to the safe harbors created thereby, including, without limitation, statements regarding the expected future performance and operations of the Company. These statements should be considered as subject to the many risks and uncertainties that exist in the Company's operations and business environment. Such risks and uncertainties include, but are not limited to, the following: (i) fluctuations in the price of oil and natural gas and its impact on customer order volume for the Company's products; (ii) the Company’s ability to purchase raw materials at favorable prices and to maintain beneficial relationships with its suppliers; (iii) decreases in government spending on projects using the Company’s products, and challenges to the Company’s non-government customers’ liquidity and access to capital funds; (iv) the Company’s ability to repay its debt and renew expiring international credit facilities; (v) the Company’s ability to effectively execute its strategic plan and achieve sustained profitability and positive cash flows; (vi) the Company's ability to collect a long-term account receivable related to a project in the Middle East; (vii) the Company’s ability to interpret changes in tax regulations and legislation; (viii) the Company's ability to use its net operating loss carryforwards; (ix) reversals of previously recorded revenue and profits resulting from inaccurate estimates made in connection with the Company’s "over-time" revenue recognition; (x) the Company’s failure to establish and maintain effective internal control over financial reporting; (xi) the timing of order receipt, execution, delivery and acceptance for the Company’s products; (xii) the Company’s ability to successfully negotiate progress-billing arrangements for its large contracts; (xiii) aggressive pricing by existing competitors and the entrance of new competitors in the markets in which the Company operates; (xiv) the Company’s ability to manufacture products free of latent defects and to recover from suppliers who may provide defective materials to the Company; (xv) reductions or cancellations of orders included in the Company’s backlog; (xvi) risks and uncertainties specific to the Company's international business operations; (xvii) the Company’s ability to attract and retain senior management and key personnel; (xviii) the Company’s ability to achieve the expected benefits of its growth initiatives; (xix) the impact of pandemics and other public health crises on the Company and its operations; and (xx) the impact of cybersecurity threats on the Company’s information technology systems. Shareholders, potential investors and other readers are urged to consider these factors carefully in evaluating the forward-looking statements and are cautioned not to place undue reliance on such forward-looking statements. The forward-looking statements made herein are made only as of the date of this press release and we undertake no obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise. More detailed information about factors that may affect our performance may be found in our filings with the Securities and Exchange Commission, which are available at https://www.sec.gov and under the Investor Center section of our website (http://investors.permapipe.com).

The Company's fiscal year ends on January 31. Years, results, and balances described as 2025, 2024, and 2023 are for the fiscal year ended January 31, 2026, 2025, and 2024, respectively.

Additional information regarding the Company's financial results for the three and nine months ended October 31, 2025, including management's discussion and analysis of the Company's financial condition and results of operations, is contained in the Company's Quarterly Report on Form 10-Q for the quarterly period ended October 31, 2025, which will be filed with the Securities and Exchange Commission on or about the date hereof and will be accessible at www.sec.gov and www.permapipe.com. For more information, visit the Company's website.

The following information contains a reconciliation of the non-GAAP financial measure of adjusted income before tax and income before income tax prepared in accordance with generally accepted accounting principles ("GAAP") for the three and nine months ended October 31, 2025 and 2024, respectively. This reconciliation is intended to provide investors with useful information in evaluating the Company's performance. Adjusted income before tax includes certain adjustments as identified below. This measure is not considered an alternative to income before income tax or other financial measures of performance that are prepared in accordance with GAAP. The Company believes that the exclusion of certain items from income before income tax allows investors to more effectively evaluate the Company's operating performance and identify trends that might not be apparent due to the variability and infrequent nature of these items. In addition, the Company believes this measure provides meaningful information to investors when comparing results between periods and performance with respect to the Company's peers.

Adjustments made for certain items are further described as follows: (i) one-time charge in connection with the acceleration of executive compensation; (ii) other non-recurring charges. As a result of these adjustments, some items that affect income before income tax may not be comparable to similar measures of other companies.

The following table provides a reconciliation of the GAAP and non-GAAP financial measure:

  Three Months Ended July 31 Six Months Ended July 31,

 

2025

 

2024

 

2025

 

2024

Income before income tax (GAAP as reported)

$

10,900

 

$

5,068

 

$

21,089

 

$

13,218

Acceleration of certain executive compensation

 

-

 

 

-

 

 

2,018

 

 

-

Other one-time charges

 

-

 

 

-

 

 

88

 

 

-

Adjusted income before tax

$

10,900

 

$

5,068

 

$

23,195

 

$

13,218

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251212056738/en/

Permalink

https://www.aetoswire.com/en/news/1212202551729

Contacts

Perma-Pipe International Holdings, Inc.

Saleh Sagr, President and CEO

Perma-Pipe Investor Relations

847.929.1200

investor@permapipe.com

 

Les leaders du secteur des paiements ne sont pas prêts pour les bouleversements de 2026, prévient ACI Worldwide

Les dix principales prévisions d’ACI pour 2026 en matière de paiements exhortent les leaders du secteur à agir face aux changements structurels qui touchent les paiements internationaux

 

(BUSINESS WIRE)-- La plupart des leaders mondiaux du secteur des paiements ne disposent pas d’une feuille de route claire pour faire face aux changements radicaux qui s’annoncent en 2026, selon les dernières Top Ten Payments Predictions d’ACI Worldwide (NASDAQ : ACIW), un innovateur original dans le domaine des technologies de paiement mondiales. Avec l’intelligence artificielle, l’authentification de nouvelle génération, les nouveaux cadres réglementaires et la demande croissante de paiements instantanés, intégrés et sécurisés, le secteur entre dans une ère de bouleversements structurels. Cependant, le récent rapport d’ACI intitulé Payments in Transition: Leadership in an era of transformation révèle que seuls 36 % des responsables des paiements disposent d’une feuille de route claire pour la modernisation à long terme, ce qui laisse beaucoup d’entre eux sans vision stratégique pour la transformation.

« En 2026, les bouleversements dans le domaine des paiements ne seront pas progressifs, mais structurels », déclare Philip Bruno, directeur de la stratégie et de la croissance chez ACI Worldwide. « Le temps réel est désormais la norme, les actifs numériques font leur entrée dans des écosystèmes réglementés et l’IA transforme chaque maillon de la chaîne de valeur. Notre étude est un avertissement clair : les banques doivent se moderniser de manière réfléchie, orchestrer intelligemment et instaurer la confiance à grande échelle, sous peine d’être laissées pour compte. »

1. Bouleversement du secteur bancaire : les fusions-acquisitions sépareront les leaders des retardataires
Les fusions-acquisitions devraient s’accélérer en 2026, les banques recherchant la croissance dans les domaines de la gestion de patrimoine, des cartes bancaires et des nouveaux marchés. Alors que la croissance du secteur reste comprise entre 4 et 5 %, les plus performants connaissent une croissance presque deux fois plus rapide, investissant massivement dans la technologie, avec une hausse de 8 à 9 % par an, afin de rivaliser avec les géants de la technologie. Seuls les leaders peuvent soutenir ces dépenses. Les autres ? Ils chercheront des acquéreurs. *

2. La règle des 40 est de retour et va remodeler le paysage des paiements
En 2026, la croissance et les marges compteront plus que le battage médiatique. La règle des 40 (croissance du chiffre d’affaires et marge avant impôts supérieure à 40 %) revient en tant que filtre d’évaluation ultime. Ceux qui ne parviennent pas à atteindre cet objectif seront confrontés à une consolidation. Le récent rapport d’ACI intitulé Payments in Transition: Leadership in an era of transformation révèle une dure réalité : 69 % des dirigeants du secteur des paiements revendiquent leur leadership, mais moins de la moitié investissent dans l’innovation, tandis que les technologies héritées et l’inertie interne freinent les progrès. Le fossé entre confiance et capacité se creuse, et les investisseurs sanctionneront les prétendants. Le véritable leadership se mesurera à sa capacité d’exécution : des feuilles de route audacieuses, une infrastructure en temps réel et prête pour le cloud, et des stratégies de gestion des talents qui transforment l’ambition en résultats durables.

3. La disruption s’accélère, passant du fondamental au structurel
Les flux de paiement mondiaux connaissent une mutation radicale, sous l’effet de la technologie, de la réglementation et de la demande des consommateurs. Il ne s’agit plus seulement d’accélérer les cartes, mais de démanteler les anciens rails et de redéfinir les modèles économiques.

Quels sont les moteurs de cette évolution ?

• Technologie : intelligence artificielle, traitement en temps réel, authentification de nouvelle génération.
• Réglementation : les cryptomonnaies stables, le BNPL et les cadres bancaires ouverts redéfinissent la conformité et l’économie.
• Comportement : les consommateurs s’attendent à des expériences instantanées, intégrées et sécurisées partout.

La disruption n’est plus progressive, elle est structurelle. Ceux qui s’adaptent gagnent. Ceux qui ne le font pas sont laissés pour compte.

4. L’IA : le multiplicateur de marge dans les paiements
En 2026, l’IA alimentera toutes les couches des paiements, renforçant la sécurité, la personnalisation et l’efficacité. La biométrie comportementale et la détection des anomalies en temps réel renforcent la protection contre la fraude, tandis que les modèles d’auto-apprentissage s’adaptent instantanément aux nouvelles menaces. Dans le même temps, l’IA améliorera l’efficacité des processus fondamentaux, en harmonisant le routage, le rapprochement et la gestion des liquidités afin de faire face à l’augmentation des volumes. Le facteur de différenciation ? La gouvernance et la formation : l’évolution de l’IA dans les paiements dépendra autant de la manière dont les systèmes sont formés et gouvernés que des technologies elles-mêmes.

5. La réglementation ouvre une nouvelle ère de convergence
2026 marquera les premiers signes d’une convergence réglementaire significative dans le domaine des paiements, à mesure que des cadres tels que la PSD3, les licences d’actifs numériques et les règles de résilience opérationnelle commenceront à harmoniser les systèmes et les normes sur l’ensemble des marchés. La conformité passe du statut de contrainte à celui de catalyseur, favorisant la modernisation, le renforcement des rapports et une interopérabilité transfrontalière transparente.

6. La « course à trois » qui déterminera l’avenir des paiements : les cryptomonnaies stables, les dépôts tokenisés et les paiements instantanés
Les cryptomonnaies stables, les dépôts tokenisés et les paiements instantanés entrent dans une phase de différenciation claire, avec l’émergence de cas d’utilisation distincts dans les flux de détail, B2B et transfrontaliers. À mesure que les cadres de tokenisation mûrissent et que les acteurs réglementés généralisent l’utilisation de la monnaie numérique, ces rails vont bouleverser le règlement, la liquidité et l’expérience client. En 2026, les institutions financières se concentreront sur l’interopérabilité, la résilience et la préparation à la sécurité quantique afin de garantir la coexistence sécurisée des systèmes nouveaux et traditionnels à mesure que les volumes augmentent.

7. L’orchestration intelligente se généralise
D’ici 2026, l’orchestration intelligente sera un atout concurrentiel indispensable. À mesure que les options de paiement se multiplient et que le commerce s’étend à davantage de canaux et de zones géographiques, la prise de décision en temps réel optimisera chaque transaction, en équilibrant les coûts, la rapidité, les risques et la conformité. Les institutions qui adoptent l’orchestration bénéficieront de taux d’acceptation plus élevés, d’opérations fluides et d’une expérience client cohérente, même si les systèmes deviennent plus complexes.

8. Les nouveaux systèmes de paiement favorisent l’inclusion financière à travers le monde
Les paiements instantanés, les portefeuilles mobiles et les nouveaux systèmes de paiement numériques ouvrent l’accès aux services financiers dans le monde entier, en particulier dans les économies en développement. Le rapport Real-time Payments: Economic Impact and Financial Inclusion d’ACI révèle un lien empirique entre les paiements en temps réel et l’inclusion financière, avec des marchés tels que le Brésil (Pix) et l’Inde (UPI) qui montrent déjà un impact significatif. D’ici 2026, ces canaux s’étendront à de nouvelles zones géographiques, permettant aux personnes et aux petites entreprises sous-bancarisées de rejoindre l’économie numérique de manière sûre et abordable.

9. Le shopping agentique prend son essor
Les assistants d’achat autonomes basés sur l’IA (et non le commerce agentique) se généraliseront en 2026, prenant en charge la découverte des produits, la comparaison des prix et la prise de décision, tandis que les consommateurs continueront à finaliser leurs achats. Cette évolution jette les bases d’un commerce agentique complet. Gartner prévoyant une adoption de l’IA agentique par 33 % des entreprises d’ici 2028, 2026 sera l’année où les entreprises commenceront à adapter leurs stratégies numériques pour remodeler le parcours client en adoptant ces intermédiaires numériques autonomes.

10. La confiance : le facteur de différenciation ultime
Alors que l’IA et l’automatisation remodèlent les flux de paiement, la confiance devient un avantage décisif. Les institutions doivent allier rapidité et sécurité et veiller à ce que les décisions prises par l’IA soient transparentes, résilientes et explicables. Les nouveaux portefeuilles d’identité numériques renforceront la vérification et réduiront les frictions. Les fournisseurs qui combinent une technologie de pointe avec une gouvernance claire et la confiance des clients seront les leaders d’un écosystème de plus en plus automatisé.

Notes aux éditeurs :
* Chiffres selon les prévisions annuelles de Gartner concernant les dépenses informatiques des entreprises pour le marché des services bancaires et d’investissement

À propos des dix principales prévisions annuelles d’ACI Worldwide en matière de paiements
ACI Worldwide publie chaque année ses Annual Top Ten Payments Predictions, évaluant les progrès réalisés par rapport aux perspectives de fin d’année et présentant une nouvelle série de « principales prévisions en matière de paiements » pour l’année à venir.

À propos d’ACI Worldwide
ACI Worldwide, pionnier dans le domaine des technologies de paiement mondiales, fournit des solutions logicielles transformatrices qui permettent une orchestration intelligente des paiements en temps réel afin que les banques, les émetteurs de factures et les détaillants puissent stimuler leur croissance tout en modernisant continuellement leurs infrastructures de paiement, de manière simple et sécurisée. Forts de 50 ans d’expertise reconnue dans le domaine des paiements, nous combinons notre présence mondiale et locale pour offrir des expériences de paiement améliorées afin de rester à la pointe des défis et des opportunités en constante évolution dans ce domaine.

© Copyright ACI Worldwide, Inc. 2025

ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay et tous les noms de produits/solutions ACI sont des marques commerciales ou des marques déposées d’ACI Worldwide, Inc., ou de l’une de ses filiales, aux États-Unis, dans d’autres pays ou dans les deux. Les marques commerciales d’autres parties citées sont la propriété de leurs détenteurs respectifs.

Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

Consultez la version source sur businesswire.com : https://www.businesswire.com/news/home/20251211150820/fr/

Permalink
https://aetoswire.com/fr/news/1212202551723

Contacts

Contacts médias
Pierce Rohrmann | Responsable de la communication et des affaires générales | pierce.rohrmann@aciworldwide.com

Katrin Boettger | Directrice de la communication et des affaires d’entreprise | katrin.boettger@aciworldwide.com

Payments Leaders Unprepared for 2026 Disruption, Warns ACI Worldwide

ACI’s Top Ten Payments Predictions for 2026 urges payments leaders to act amid structural shifts in global payments

 

(BUSINESS WIRE)--Most global payments leaders lack a clear roadmap to navigate the seismic changes coming in 2026 , according to the latest Top Ten Payments Predictions from ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology. With AI-driven intelligence, next-gen authentication, new regulatory frameworks, and soaring demand for instant, embedded, and secure payments, the industry is entering an era of structural disruption. However, ACI’s recent report Payments in Transition: Leadership in an era of transformation reveals that only 36% of payments executives have a clear long-term modernization roadmap, leaving many without a strategic vision for transformation.

“In 2026, payments disruption won’t be incremental—it will be structural,” said Philip Bruno, Chief Strategy and Growth Officer at ACI Worldwide. “Real-time is now the baseline, digital assets are entering regulated ecosystems, and AI is transforming every layer of the value chain. Our research is a clear warning: banks must modernize with intent, orchestrate intelligently, and build trust at scale—or risk being left behind.”

1. Banking shake-up: M&A will separate leaders from laggards
M&A activity is set to accelerate in 2026 as banks chase growth in wealth, cards, and new markets. With industry growth remaining at 4–5%, top performers are growing nearly twice as fast, investing heavily in tech, up 8–9% annually, to compete with Big Tech. Only leaders can sustain that spend. The rest? They’ll be looking for suitors. *

2. The rule of 40 is back - and it will reshape the payments landscape
In 2026, growth and margin will matter more than hype. The Rule of 40—revenue growth plus pretax margin above 40%—is returning as the ultimate valuation filter. Those who miss the mark will face consolidation. ACI’s recent report Payments in Transition: Leadership in an era of transformation exposes a harsh truth: 69% of payments executives claim leadership, yet fewer than half invest in innovation, while legacy tech and internal inertia choke progress. The gap between confidence and capability is widening—and investors will punish pretenders. Real leadership will be measured in execution: bold roadmaps, real-time and cloud-ready infrastructure, and talent strategies that turn ambition into sustained delivery.

3. Disruption accelerates, moving from fundamental to structural
Global payment flows are undergoing a seismic shift - driven by tech, regulation, and consumer demand. This isn’t about faster cards any longer; it’s about dismantling old rails and redefining business models.

What’s driving it?

• Tech: AI intelligence, real-time processing, next-gen authentication.
• Regulation: Stablecoin, BNPL, and open banking frameworks reshaping compliance and economics.
• Behavior: Consumers expect instant, embedded, secure experiences everywhere.

The disruption isn’t incremental any longer - it’s structural. Those who adapt win. Those who don’t, get left behind.

4. AI: The margin-multiplayer in payments
In 2026, AI will power every layer of payments—boosting security, personalization, and efficiency. Behavioral biometrics and real-time anomaly detection are strengthening fraud protection, while self-learning models adapt instantly to new threats. At the same time, AI will drive efficiency across core processes - streamlining routing, reconciliation, and liquidity management to handle surging volumes. The differentiator? Governance and training - the evolution of AI in payments will depend as much on how systems are trained and governed as on the technologies themselves.

5. Regulation sparks a new era of convergence
2026 will mark the first signs of meaningful regulatory convergence across payments, as frameworks such as PSD3, digital-asset licensing and operational-resilience rules start to align systems and standards across markets. Compliance is shifting from constraint to catalyst - driving modernization, stronger reporting, and seamless cross-border interoperability.

6. The ‘three horse race’ driving the future of payments: Stablecoins, tokenized deposits, and instant payments
Stablecoins, tokenized deposits, and instant payments are entering a phase of clear differentiation, with distinct use cases emerging across retail, B2B, and cross-border flows. As tokenization frameworks mature and regulated players bring digital money mainstream, these rails will disrupt settlement, liquidity, and customer experience. In 2026, financial institutions will focus on interoperability, resilience, and quantum-safe readiness to ensure new and traditional systems coexist securely as volumes surge.

7. Intelligent orchestration hits the mainstream
By 2026, intelligent orchestration will be a competitive must-have. As payment options multiply and commerce spans more channels and geographies, real-time decisioning will optimize every transaction—balancing cost, speed, risk, and compliance. Institutions that embrace orchestration will unlock higher acceptance rates, frictionless operations, and consistent customer experiences, even as systems grow more complex.

8. New payment rails power financial inclusion across the globe
Instant payments, mobile wallets, and emerging digital-asset rails are unlocking access to financial services worldwide—especially in developing economies. ACI’s Real-time Payments: Economic Impact and Financial Inclusion report reveals an empirical link between real-time payments and financial inclusion, with markets such as Brazil (Pix) and India (UPI) already showing meaningful impact. By 2026, these rails will scale across new geographies, enabling underbanked individuals and small businesses to join the digital economy securely and affordably.

9. Agentic shopping takes off
AI-powered autonomous shopping assistants (not agentic commerce) will become mainstream in 2026, handling product discovery, price comparison, and decision-making - while consumers still finalize purchases. This shift lays the foundation for full agentic commerce. With Gartner forecasting 33% enterprise adoption of agentic AI by 2028, 2026 will be the year businesses will begin adapting their digital strategies to reshape customer journeys in embracing these digital autonomous intermediaries.

10. Trust: The ultimate differentiator
As AI and automation reshape payment flows, trust becomes the defining edge. Institutions must pair speed with security and ensure AI decisioning is transparent, resilient, and explainable. Emerging digital ID wallets will reinforce verification and reduce friction. Providers that combine advanced tech with clear governance and customer confidence will lead in an increasingly automated ecosystem.

Notes to editors:
*Figures according to Gartner’s annual enterprise IT spending forecast for the banking and investment services market

About ACI Worldwide’s Annual Top Ten Payments Predictions
ACI Worldwide publishes its Annual Top Ten Payments Predictions each year, assessing progress against the outlook at the end of the year and introducing a new set of “Top Payments Predictions” for the year ahead.

About ACI Worldwide
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and retailers can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.

© Copyright ACI Worldwide, Inc. 2025
ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries or both. Other parties' trademarks referenced are the property of their respective owners.

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251211915393/en/

Permalink
https://aetoswire.com/en/news/1112202551663

Contacts

Media Contacts
Pierce Rohrmann | Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com

Katrin Boettger I Communications and Corporate Affairs Director I katrin.boettger@aciworldwide.com

 

Defence, Security and Resilience Bank (DSRB) Development Group – Official Statement

 (BUSINESS WIRE)--On 8 September 2025, the Defence, Security and Resilience Bank (DSRB) Development Group convened a high-level meeting in the City of London with representatives from 37 nations, including all G7 members, alongside the European Commission, NATO, European Parliament, Global Banks, and Ratings Agencies to discuss the DSRB.

A number of countries have now indicated their intention to begin the formal steps required to bring the DSRB into existence.

This phased pattern of engagement is standard in the creation of international financial institutions, which typically begin with a core group of anchor nations and expand as additional members join through charter negotiations and subsequent capital rounds.

The DSRB is designed to complement the European Union’s SAFE initiative, offering a broader multilateral platform that brings together NATO and Indo-Pacific nations and mobilises global capital to build the balance-sheet capacity required to finance nations’ defence spending and long-term resilience investments

The initiative continues to advance with governments, and a clear pathway toward the next phase of work: founding-nation discussions, charter development, and capital formation. The DSRB remains committed to supporting a stronger and more resilient allied industrial base through long-term, scalable financing.

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251210467586/en/

Permalink

https://www.aetoswire.com/en/news/1112202551628

Contacts

tharper@apcoworldwide.com

 

Andersen Consulting Deepens Offerings with LBC

 SAN FRANCISCO - Thursday, 11. December 2025

(BUSINESS WIRE) -- Andersen Consulting strengthens its capabilities through a Collaboration Agreement with LBC, a Portugal-based international firm known for its integrated approach to business optimization, digital transformation and human capital development, combining creativity and human ethics with AI to accelerate value creation.

Founded in 2001, LBC supports international organizations, government entities, and companies in several sectors, including financial, energy, TMT, transport, and public sectors. Serving clients in Africa, the Americas, and Europe, LBC provides management consulting, digital transformation, capacity building, and AI enablement. Known for a culture of innovative transformation focused on sustained performance, the firm helps clients navigate complex change with measurable impact. Recent investments in enterprise AI enhance its capabilities across UX/UI, automation, analytics, and web solutions.

“At LBC, our mission is rooted in co-creating meaningful and enduring impact,” said Carlos Valleré de Oliveira, founder and CEO of LBC. “We help clients define their future and lead with clarity and conviction. Collaborating with Andersen Consulting amplifies our ability to do that across geographies and industries, bringing added relevance, resources, and reach to the work we are deeply committed to. Together, we can deliver sustainable value that endures well beyond any single engagement.”

Mark L. Vorsatz, global chairman and CEO of Andersen, added, “Transformation is not simply about having a roadmap; it requires a mindset rooted in agility, accountability, and sustained execution. What makes LBC stand out is their ability to blend strategic insight with digital transformation and talent development, supported by AI enablement in a way that drives real behavioral change and long-term performance. Their forward-thinking approach complements our capabilities and enhances the value we bring to clients navigating complexity and building for the future.”

Andersen Consulting is a global consulting practice providing a comprehensive suite of services spanning corporate strategy, business, technology, and AI transformation, as well as human capital solutions. Andersen Consulting integrates with the multidimensional service model of Andersen Global, delivering world-class consulting, tax, legal, valuation, global mobility, and advisory expertise on a global platform with more than 50,000 professionals worldwide and a presence in over 1,000 locations through its member firms and collaborating firms. Andersen Consulting Holdings LP is a limited partnership and provides consulting solutions through its member firms and collaborating firms around the world.

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20251211310222/en/

Permalink

https://www.aetoswire.com/en/news/1112202551676

Contacts

Contact: mediainquiries@Andersen.com